National Growth Fund Calculator
Korean government policy fund launched 22 May 2026. Simulate up to ₩18M tax deduction + 20% government loss-sharing + 9% separate dividend tax.
Investment Inputs
Annual cap ₩100M / 5-year cumulative ₩200M per person
Fund target 30% over 5 years (~6% annual) (default 30%)
Refund = deduction × rate × 1.1 (incl. 10% local tax)
Government covers first 20% of loss; remainder is user loss
Calculation Result
- Income tax deduction
- ₩ 18,000,000
- Tax refund this year
- ₩ 4,752,000
- Expected maturity (5-year)
- ₩ 91,000,000
- Worst-case guaranteed amount
- ₩ 70,000,000 (0.0% loss)
- Regular dividend tax (15.4%)
- ₩ 1,617,000
- NGF dividend tax (9%)
- ₩ 945,000
- Dividend tax savings
- ₩ 672,000
- Total benefit (refund + savings)
- ₩ 5,424,000
- • Pre-launch estimate. Verify exact terms with sales channels.
Three Core Benefits
Up to ₩18M tax deduction
40% on first ₩30M, 20% on ₩30-50M, 10% on ₩50-70M. ₩70M investment yields max ₩18M deduction.
Government covers first 20% of loss
If loss occurs, government bears up to 20%. A 30% loss means user bears only 10%.
9% separate dividend tax
Lower than regular 15.4% tax. Not added to global income.
Sales Channels (by sub-fund manager)
22 May ~ 11 Jun, business hours (9-16h) at branches or online. 25 financial institutions (10 banks + 15 brokerages).
What is the National Growth Fund?
A government + private joint policy fund worth ₩150T total, of which ₩600B is open to ordinary citizens. Invests in semiconductors, batteries, biotech, AI for 5 years. No early redemption.
Related Guides
Korea Youth Benefits Guide 2026
Explore other youth programs alongside the National Growth Fund — Youth Future Savings, Youth Leap Account, Tomorrow Learning Card, and more.
Read guide →Official Sources
Always verify with the official sources below