Youth Future Savings Calculator
Launching June 2026 for Korean youth aged 19-34. Save up to ₩500K/month for 3 years; receive ₩20.8-22M including government match and interest.
Deposit Inputs
Cap ₩500,000
Korean youth savings avg 4-6%. Verify on launch.
Maturity Simulation (3 years)
- Principal (monthly × 36)
- ₩ 18,000,000
- Government match
- ₩ 1,080,000
- Estimated interest
- ₩ 1,387,500
- Maturity amount
- ₩ 20,467,500
- Effective annual return
- 4.38%
- • Pre-launch info — verify exact rates on official announcement (June 2026).
Eligibility
- • Age 19-34
- • Personal income ≤ ₩60M/year (gross salary basis)
- • Household income ≤ 200% of median
Compare with Youth Leap Account
| Youth Future Savings (Jun 2026) | Youth Leap Account (current) | |
|---|---|---|
| Term | 3 years | 5 years |
| Monthly cap | ₩500,000 | ₩700,000 |
| Personal income | ≤ ₩60M | ≤ ₩75M |
| Household income | ≤ 200% median | ≤ 250% median |
How to Apply (Expected)
Kinfa (Korea Inclusive Finance Agency) + 5 major bank apps + Kakao Bank / Toss Bank. Final list confirmed at launch.
Related Guides
Korea Youth Benefits Guide 2026
Explore other youth programs alongside Youth Future Savings — National Growth Fund, Youth Leap Account, Tomorrow Learning Card, and more.
Read guide →Official Sources
Always verify with the official sources below